Wise

If you’re a freelancer getting paid from abroad, you’re probably losing money to bad exchange rates without noticing it. In this video, I break down how currency conversion really works and why banks and PayPal quietly take a cut every time you get paid. I show a simple comparison between PayPal and Wise, explain what the mid-market rate is, and why Wise lets you keep more of your hard-earned money. I also talk about holding USD, converting only when rates are good, and using Wise with cards and Google Pay here in the Philippines. If you want a smarter way to get paid as a freelancer, join Wise for free here: https://wise.com/invite/irhc/sheinam1 Wise Invoice Generator: https://wise.com/us/invoice-generator/