Retire Before Mom Dad Financial Ebook

In today's Five Question Friday (FQF) video, we cover these questions: 1:19 1. SCHD location — Roth or taxable? The answer depends. 8:25 2. Why S&P 500 index funds have different share prices 11:27 3. Stock buybacks vs. dividends 15:30 4. Should you discount tax-deferred accounts when calculating net worth? 19:30 5. Is the U.S. Really Insolvent? - Using AI to Understand Lengthy Documents Resources From Video SCHD Fund Page (Schwab) — Official fund details including current yield, holdings, and expense ratio. https://www.schwabassetmanagement.com/products/schd Bogleheads Tax-Efficient Fund Placement Wiki — Comprehensive guide to asset location principles. https://www.bogleheads.org/wiki/Tax-efficient_fund_placement Investor.gov NAV Explainer — The SEC's official explanation of how Net Asset Value works for mutual funds. https://www.investor.gov/introduction-investing/investing-basics/glossary/net-asset-value Fidelity's NAV Guide — Clear walkthrough of NAV calculations with examples. https://www.fidelity.com/learning-center/smart-money/what-is-nav NerdWallet Net Worth Calculator — Free calculator that helps you quickly calculate your standard net worth using the traditional assets-minus-liabilities formula. https://www.nerdwallet.com/article/finance/net-worth-calculator Financial Mentor Taxable vs Tax-Deferred Calculator — Useful tool for understanding how much your tax-deferred accounts are really worth after accounting for future taxes. https://www.financialmentor.com/calculator/taxable-vs-tax-deferred-calculator Fidelity Net Worth Guide — Solid overview of net worth fundamentals and strategies to grow your wealth over time. https://www.fidelity.com/learning-center/smart-money/net-worth *Join the Newsletter. It's Free:* https://robberger.com/newsletter/?utm_source=Rob+Berger&utm_medium=ATF+Link&utm_campaign=Newsletter&utm_id=YouTube *Financial tools I use:* *I track all of my investments, performance, fees, and asset allocation with Empower. It's Free:* https://go.robberger.com/empower/yt- *I use Monarch Money to manage our budget:* https://go.robberger.com/monarch-yt/yt-desc *My retirement plan comes from Boldin, the most robust retirement planner available at a reasonable cost:* https://go.robberger.com/boldin/yt- *I used Capitalize for my last 401(k) rollover. They did all of the work, and it's Free:* https://go.robberger.com/capitalize/yt- *My Book (Retire Before Mom and Dad):* https://amzn.to/4d9qbhA #retirement #investing #robberger 1:20 Should a dividend fund go in a Roth or taxable account? ABOUT ME While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. I've since sold my websites, bought them back, and started a new website and this YouTube channel. I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE) LET'S CONNECT Youtube: https://www.youtube.com/channel/UC9C17-OMxa-7oRSaCtztObw?sub_confirmation=1 Facebook: https://www.facebook.com/financialfreedomguy/ Twitter: https://twitter.com/Robert_A_Berger DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions. *Disclosure*: Some of the links in this description are from partners who compensate us. This means — at no extra cost to you — I may earn money if you click and sign up for a product or open an account. This creates a financial relationship that may influence my recommendations, but I only recommend products and services I believe in and would recommend to my own mom. Advertisers have no control over my content. Read the full advertiser disclosure here: https://robberger.com/how-we-make-money/