Chime
Chime Savings Account
Published: April 1, 2026
Video Description
Make the switch to Chime® and earn 3.00% APY on your Savings: https://chime.com/agent00. Thanks Chime for sponsoring this video!
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3.00% Chime+ APY is only available to members who maintain eligibility for Chime+ status, otherwise the 0.75% APY will apply. Annual Percentage Yields are effective as of 01/29/2026 and are variable and subject to change. No minimum balance required. Chime Checking Account is required to be eligible for a Savings Account. See Chime.com/savings for details.
National average APY rate is variable, current rates reported by the FDIC here: https://www.fdic.gov/national-rates-and-rate-caps
Chime is not FDIC-insured. The Bancorp Bank, N.A. and Stride Bank, N.A. are the FDIC-insured members. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. FDIC deposit insurance limit is $250,000 per depositor, per insured bank, per ownership category.
For Savings Account depositors, funds are eligible for FDIC insurance when it arrives at the bank.
See details at https://www.chime.com/savings-apy-and-program-banks/
Early Pay: Early access to direct deposit funds depends on payer.