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Check how much premium you will have to pay to get a ₹1Cr cover for your family - Click here - https://tinyurl.com/ackothinkschool Disclaimer: ARN: L0189 | T&C Apply* 👉Check out Odoo - https://www.odoo.com/r/Fby 👉Think School’s flagship Communication course with live doubt sessions : https://thethinkschool.com/sp/communication-masterclass/ 👉 Who would you like to see next on The Indian Business Podcast: https://forms.gle/37daEPEy7mAzhvv29 Check out Varun Dua - X: https://x.com/duavarun?lang=en LinkedIn: https://www.linkedin.com/in/thevarundua/ Check out Acko - Youtube - https://www.youtube.com/channel/UCn1gqDU9TqbR8u6_10S0RJA Instagram - https://www.instagram.com/ackoindia/ 👉 Video Introduction Most people think insurance is boring. But what if this “boring” business is actually one of the biggest wealth machines in the world? In the 1970s, Warren Buffett made a decision that changed everything. Instead of investing in factories or oil companies, he invested in a struggling insurance company. That single move went on to build an empire sitting on $100+ billion in cash, powered by one simple idea, the insurance playbook.And today in India, Varun Dua, founder of Acko, is applying a similar playbook to disrupt a broken industry. In this episode, he breaks down how insurance really works, beyond policies and premiums, and reveals why it can be one of the most powerful businesses if done right. We spoke about: • How ₹1 insurance turned into a ₹800 crore business • The real math behind insurance and how companies make money • How Acko reduced costs by going direct to consumer • The role of data, underwriting, and behavioral insights in pricing risk If you are an entrepreneur, operator, or someone who wants to understand how money really works behind the scenes, this episode will completely change how you look at insurance. Watch the full episode now. Timestamps - 00:00 - Intro 03:55 - Why Insurance is a Goldmine Business 07:38 - The Brutal Truth About Selling Insurance in India 13:20 - The Opportunity in India’s Insurance Sector 14:15 - Are Indians Truly Protected? Life Insurance Reality 16:56 - How ACKO Acquired Customers 18:31 - The Warren Buffett Playbook 26:18 - Why Dealer Incentives Distort Claims 29:06 - Selling ₹1 Insurance 31:32 - The Secret to Cracking Pricing 37:20 - Opportunities for Entrepreneurs in Insurance 40:40 - Episode Summary Must watch Episodes: 1. Smt. Nirmala Sitharaman, Finance Minister https://youtu.be/uKO8tk3_itQ?si=vF8T442Txq_blu0i 2. Arvind Kejriwal, Delhi 2025 Elections https://youtu.be/8nES01011GY?si=dbSUEk_fDJnJs_Wp 3.Sanjeev Sanyal, How will Modi govt fix India’s problems? https://youtu.be/3Lgf2WHstBY?si=wT2qbyagfnHiDFm_ 4. Ashwini Vaishnaw, Why Semiconductor is the new oil! https://youtu.be/41iVKxkfxr0 5. Dr. Shashi Tharoor, How did Kerala's Crisis happen? https://youtu.be/bQMG4fJZiAk?si=iIn5enQrHAlFJpou ✅Study Materials: Think School is a Digital School that we all deserved, but never had ►►Check out Think School's Online courses: https://www.thethinkschool.com #thinkschool #businesscasestudy #insurance #acko #carinsurance #lic #warrenbuffett #money #economy #businesscasestudy #lifeinsurance #savings #mutalfund #investing #insuranceagent