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The first 500 people to use my link in the description or scan the QR code will receive a one month free trial of Skillshare! Get started today! https://skl.sh/nikaerculj01261 💸 The Coplenty Budget Template I use: (get 10% off with code NIKA10): https://coplenty.com/?ref=nika 📔 The Life Design Planner I use (get 10% off with code NIKA10): https://www.nikatemplates.com/store/p/lifedesignplanner Come say hi! 🧸 🎀 Instagram: @nikaerculj https://www.instagram.com/nikaerculj/ 👉🏼 the 2026 ultimate yearly reset planner: https://www.notion.so/templates/the-2026-ultimate-yearly-reset 🎥 videos mentioned: HOW TO MAKE TIME FOR EVERYTHING (seriously): My Full Productivity & Organisation System for 2026 https://youtu.be/W5MS9KPO47w how to level up so hard you scare people (use the dopamine menu) https://youtu.be/_dbCu24QH9s 🎥 videos you might like: HOW TO SAVE YOUR FIRST 10K IN 2026 💸 (without missing out on life) https://youtu.be/UWzYc6fErog Your Money Glow Up: Budgeting, Saving & Building Wealth in Your 20’s 💸 https://youtu.be/z8dcZvTHmj0 Your Money Glow up (Playlist): https://www.youtube.com/playlist?list=PLut3h0JNT-HhdOIJIdC-LuLKPG1fJWjkj my book: Amazon: https://amzn.to/3386uY6 contact (brand work only) email: inquiries@nikaerculj.com music: ♪ Free Music for Videos 👉 Music by Sonic Nothing - Blush - https://thmatc.co/?l=E645C665 Timestamps: 00:00-03:32 overconsumption reset 03:32-11:13 the red list: what i’m not buying 11:13-13:41 the green list: what i’m allowed to buy 13:41-17:50 low spend tips that actually work 17:50-24:44 updating my January budget FTC: This video is sponsored by Skillshare