Monarch Money

Thanks to Monarch for partnering with me! Get 50% off your first year by using my link https://monarchmoney.yt.link/5LKdzJX or discount code nika50 when signing up for a free trial! Welcome to calm, confident money! #monarchpartner 💸 The Coplenty Budget Template I use: (get 10% off with code NIKA10): https://coplenty.com/?ref=nika 📔 The Life Design Planner I use (get 10% off with code NIKA10): https://www.nikatemplates.com/store/p/lifedesignplanner Come say hi! 🧸 🎀 Instagram: @nikaerculj https://www.instagram.com/nikaerculj/ 🎥 videos mentioned: Your Money Glow up (Playlist): https://www.youtube.com/playlist?list=PLut3h0JNT-HhdOIJIdC-LuLKPG1fJWjkj I’m tired of “needing” more: 9 things I’m NOT buying in 2026 (The Dopamine Reset) https://youtu.be/Vl7L4iKivL4 Your Money Glow Up: Budgeting, Saving & Building Wealth in Your 20’s 💸 https://youtu.be/z8dcZvTHmj0 🎥 videos you might like: HOW TO SAVE YOUR FIRST 10K IN 2026 💸 (without missing out on life) https://youtu.be/UWzYc6fErog 7 Money Mistakes Everyone Makes in Their 20s (And How to Avoid Them) https://youtu.be/IvlG2AZ6jG8 How I’m Saving to Buy my Dream Home in my 20's 💸 How I Manage, Invest, Save & Spend my Money https://youtu.be/zY1gqvCWaWw Entering your Rich Girl Era in 2026 is about more than the aesthetic—it’s about the money habits that actually build wealth. 💸 From my "money date" routine to the Notes App mindset hack, I’m sharing 10 tiny habits to help you stop overspending, level up your finances, and become financially free this year. Let’s get that money glow up! ✨ In this video: The 2026 Habit Transformation The "Notes App" Mindset Shift How to "Pay Yourself First" Shifting your identity to change your behavior #RichGirlEra #MoneyHabits #FinancialGlowUp #LevelUp #MoneyMindset #2026GlowUp my book: Amazon: https://amzn.to/3386uY6 contact (brand work only) email: inquiries@nikaerculj.com music: ♪ Free Music for Videos 👉 Music by Sonic Nothing - Blush - https://thmatc.co/?l=E645C665 Timestamps: 00:00-02:46 habit transformation 02:46-03:26 the big spending reset 03:26-06:16 monthly money date 06:16-07:01 notes app mindset shift hack 07:01-07:33 transactions game 07:33-08:36 pay yourself first 08:36-09:34 shopping profits everyone but you 09:34-12:25 identity changes behaviour 12:25-13:17 monetise your talents 13:17-15:11 learn + stay motivated in a fun way FTC: This video is sponsored by monarch money