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Taking a home loan alone might feel simple… but it can cost you more than you think 🤔 In this video, we break down why applying with a co-applicant can actually boost your loan eligibility, reduce interest, and unlock higher tax benefits 📊 Earn ₹60K alone? You may get ~₹42L loan. Add a co-applicant and suddenly your eligibility can jump to ₹70L+ 💥 Plus possible lower interest rates, better approval chances, and double tax deductions (under old regime) 📉📈 But remember ⚠️ More benefits also mean shared responsibility — missed EMIs impact both credit scores. If you’re planning a home loan, this is something you shouldn’t ignore. 👍 Like | 💾 Save | 🔁 Share with someone planning to buy a house ⚠️ Disclaimer: This content is for educational purposes only and not financial advice. #HomeLoan #JointLoan #PersonalFinanceIndia #TaxSavings #80C #Section24 #CreditScore #FinancialPlanning #WealthBuilding #SmartMoney #IndiaFinance #RealEstateIndia #MoneyTips To watch the best videos on investing in ಕನ್ನಡ, Subscribe to Groww Kannada Channel 👉 https://bit.ly/3ekyeKP and hit the 🔔 to watch our videos first. About Groww Groww is India’s Best Investment App and the Largest Stock Broker. Find us here: Android app: https://app.groww.in/v3cO/f9o4prne iOS app - https://app.groww.in/v3cO/tu0yrc3e Website - https://groww.in/ 👉 Intelligent Investors Kannada: https://youtube.com/playlist?list=PL_yskeryvZ0qLjyJ9Pwhh8F9JnKWYdbZg 👉 Groww Alerts: https://youtube.com/playlist?list=PL_yskeryvZ0pvrId5-AzH4-u4Qx-RhaGw 👉 Groww Shorts: https://youtube.com/playlist?list=PL_yskeryvZ0oB4So0-jjfFawSs-2vT773 👉 Basics of Stock Market for Beginners in Kannada : https://youtube.com/playlist?list=PL_yskeryvZ0rZu3LzTx5R-bIaOVBah7nf 👉 Mutual Funds for Beginners in Kannada: https://youtube.com/playlist?list=PL_yskeryvZ0oeX-lrDyeliTGuu5nGYEPX 👉 Fundamental Analysis of shares in Kannada : https://youtube.com/playlist?list=PL_yskeryvZ0pmsii976_tsP5ltd04tk_s 👉 IPO Review Kannada : https://youtube.com/playlist?list=PL_yskeryvZ0qow8YZrwncR7N7Jm-VzVe9 Follow us on: Facebook: https://www.facebook.com/growwkannada Twitter: https://twitter.com/_groww Instagram: https://www.instagram.com/groww.kannada/ LinkedIn: https://in.linkedin.com/company/groww.in Telegram: https://t.me/GrowwHQ #growwkannada #sharemarket Disclaimer: These are not any recommendations for any funds or stocks and are meant only for educational purposes. RA Disclaimer Link - https://groww.in/p/sebi-research-analyst-regulations If you have any concerns with respect to Groww, please feel free to write to us at support@groww.in or you can call us at +91 9108800000.