BiggerPockets Conference

Episode #699 Is _now_ a *good time to refinance your mortgage?* If you bought a rental property in the last few years, you may be watching mortgage rates and waiting for the next best opportunity to refinance. But *how does the process work, how much does it cost, and when should you pull the trigger?* Today’s guest will tell you everything you need to know! Welcome back to the _Real Estate Rookie_ podcast! Last time we spoke with *Danielle Daly,* she had just bought her very first rental property. Since then, she has added two more properties, *used the house hacking strategy to “live for free,”* and just recently refinanced one of her mortgages. In this episode, she walks us through her thought process and how *she determined that now was the right time to lock in a lower rate.* But that’s not all. Danielle also shares the two biggest lessons she’s learned to date, her go-to *tools and systems for self-managing rental properties,* and why she’s *pivoting to another investing strategy* in 2026! Episode Show Notes: https://lnk.to/realestaterookieYT Join BiggerPockets for FREE 👇 https://www.biggerpockets.com/signup?utm_source=owned_media 🎉Join us at the BiggerPockets Conference October 2-4 in Orlando. Buy tickets: https://biggerpockets.com/bpcon2026 Buy the Book, _Start with Strategy_ : https://store.biggerpockets.com/products/start-with-strategy?utm_source=youtube&utm_medium=description&utm_campaign=none Sign Up for the Real Estate Rookie Newsletter: https://www.biggerpockets.com/email-subscribe?utm_source=youtube&utm_medium=description&utm_campaign=none Find Investor-Friendly Lenders: http://biggerpockets.com/findlenders _Real Estate Rookie_ 287 – From 70 Hours/Week Burnout to Getting Paid to Buy Properties w/ Danielle Daly: https://www.biggerpockets.com/blog/rookie-287?utm_source=youtube&utm_medium=description&utm_campaign=none Connect with Danielle: https://www.biggerpockets.com/users/daniellefdaly?utm_source=youtube&utm_medium=description&utm_campaign=none Connect with Ashley and Tony: Ashley: https://www.biggerpockets.com/users/ashkehr?utm_source=youtube&utm_medium=description&utm_campaign=none Tony: https://www.biggerpockets.com/users/tonyr75?utm_source=youtube&utm_medium=description&utm_campaign=none 00:00 Intro 01:04 3 Properties in 3 Years! 04:37 Crucial Lessons Learned 11:15 Refinancing Her Property 14:50 What Are the Costs? 20:38 Buying the Third Property 25:34 Refinancing (Step by Step) 31:22 Adapting to Your Market 35:48 Must-Have Tools & Systems 37:52 Connect with Danielle!