Monarch

Thanks to our good friends at Monarch for sponsoring this series! Get 50% off with code TFD50 at https://bit.ly/417bM0H Welcome to The No-Fuss Budget, our latest YouTube series centering on the realities of budgeting when you *don’t* make six figures or come from substantial generational wealth. In each episode, we’re focusing on some of the most common money issues we see among the TFD audience: emotional spending and overconsumption, living paycheck to paycheck, the debt payoff struggle, and much more! In our first episode, our wonderful guest Stephanie shares her budget as a recovering emotional spender: how she's changing her consumption habits, learning that you can't spend money to make yourself into a different person, and how she factors $30,000 of consumer debt payoff into her budget. Her hard-won outlook on rethinking her relationship with money and building a good life is a must-listen! 00:00:00 Cold open 00:00:56 Intro 00:02:26 Welcome, Stephanie! 00:02:56 How I got into debt 00:06:30 My financial background 00:08:23 Budget breakdown 00:12:22 My biggest spending regrets 00:15:30 Family money mentality 00:16:56 Future goals 00:20:25 Money & relationships 00:24:26 Changes I'm making 00:30:10 My biggest money lessons