Bilt Palladium Card

Chris breaks down why he transferred 300K points to Japan Airlines and how to know when transfer bonuses are actually worth it. He also covers Hyatt's new award chart changes, the latest elevated welcome offers, and how he's using AI agents to run the podcast. Click "More" to see the Advertiser Disclosure. Advertiser Disclosure: chrishutchins.com is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as milevalue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Partner Deals Copilot Money: https://chrishutchins.com/copilot Fabric: https://chrishutchins.com/fabric Gusto: https://chrishutchins.com/gusto Mercury: https://chrishutchins.com/mercurypersonal Bilt Rewards: https://chrishutchins.com/bilt For all the deals, discounts and promo codes from our partners, go to: http://chrishutchins.com/deals Resources Mentioned AI Models & Assistants - ChatGPT: https://chatgpt.com/ - OpenClaw: https://openclaw.ai/ - Gemini: https://gemini.google.com/ - Claude: https://claude.ai/ - Claude Cowork: https://claude.com/product/cowork Oura Ring: https://chrishutchins.com/aura OpenSnow: https://opensnow.com/ Gridfinity: https://gridfinitygenerator.com/en JAL USA CARD: https://www.jalusacard.com/en/ Rove Miles: https://chrishutchins.com/rove Transfer Bonuses in March 2026 - Citi → Wyndham (25% bonus, ends 3/21): https://frequentmiler.com/get-a-25-bonus-when-transferring-citi-thankyou-points-to-wyndham-rewards/ - Amex → Avianca LifeMiles (15% bonus, ends 3/28): https://frequentmiler.com/15-transfer-bonus-from-amex-membership-rewards-to-avianca-lifemiles/ - Rove Miles → Japan Airlines (50% bonus, ends 3/31): https://thriftytraveler.com/news/points/rove-miles-adds-jal-as-11-transfer-partner-with-a-rare-50-bonus/ - Capital One → Preferred Hotels (30% bonus, ends 3/31): https://frequentmiler.com/30-transfer-bonus-from-capital-one-miles-to-preferred-hotels-i-prefer/ Massive Hyatt Points Devaluation: https://onemileatatime.com/news/world-of-hyatt-updates-award-chart-costs-increase/ Credit Cards - Best Cards Page: http://chrishutchins.com/cards - Robinhood Gold Card: https://chrishutchins.com/robinhood - U.S. Bank Smartly™ Visa: https://chrishutchins.com/usbsmartly - Bilt Palladium Card (Rates and fees): https://legal.cardless.com/rates_and_fees/bilt/rates_and_fees.pdf - Delta SkyMiles® Gold Business American Express Card: https://chrishutchins.com/deltaskymilesgoldbiz - Delta SkyMiles® Platinum Business American Express Card: https://chrishutchins.com/deltaskymilesplatbiz - Delta SkyMiles® Reserve Business American Express Card: https://chrishutchins.com/deltaskymilesreservebiz - Hilton Honors American Express Card: https://nimble.li/om7w6q59 - Hilton Honors American Express Surpass® Card: https://nimble.li/p9qaxkjm - The Hilton Honors American Express Business Card: https://nimble.li/bd4wxp3m - Hilton Honors American Express Aspire Card: https://nimble.li/59vaxea9 - The Platinum Card® from American Express: https://chrishutchins.com/amexplat - American Express® Business Gold Card: https://chrishutchins.com/amexbizgold - The Business Platinum Card® from American Express: https://chrishutchins.com/amexbizplat WHOOP (1 month free): https://chrishutchins.com/whoop Function Health: https://chrishutchins.com/function ATH Podcast - Ask Chris Anything: https://chrishutchins.com/ama - Ep #265: https://www.youtube.com/watch?v=xhB5vOLWsNM&t=3s - Ep #264: https://www.youtube.com/watch?v=aNMYjyECgWo Full Show Notes (00:00) Introduction (00:55) Chris's New AI Agent (04:00) How To Leverage Claude Cowork (06:14) How Chris Used AI to Build a New CardTool (08:52) The Future of The Internet (17:21) 3D Printing (18:39) Taking Advantage of Transfer Bonuses (21:56) Bilt Rent Day Transfer Bonuses (27:09) Rove Transfer Bonus to JAL & Other Bonuses (33:22) Hyatt's Massive Devaluation (38:54) How to Get More Points with Potential Devaluations (41:15) Welcome Offers on Delta Cards (45:12) Welcome Offers on United Cards (48:28) Welcome Offers on Hilton Cards (51:13) Welcome Offers on Southwest Cards (53:30) Cards with Big-Point Offers (54:13) Find the Latest Deals on the ATH Newsletter (54:45) Card-Linked Deals for Whoop and Function Health Connect with Chris Newsletter: https://landing.chrishutchins.com/newsletter Membership: https://chrishutchins.com/join X: http://x.com/hutchins Instagram: https://.instagram.com/chrishutchins LinkedIn: https://linkedin.com/in/chrishutchins