Chime
Chime Savings Account
Video Description
Head to https://chime.com/williamosman2 to make your money work for you in 2026! Earn up to 3.50% APY and up to $350. Thanks Chime® for sponsoring this video!
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@TheBackyardScientist
$350 Intro Offer: *Terms apply. Limited time only, must open the new account and complete qualifying activities to earn 3 individual rewards, up to a max of $350.00, as described at https://www.chime.com/policies/newmemberofferv3.
3.50% Chime+ APY is only available to members who maintain eligibility for Chime+ status, otherwise the 1.00% APY will apply. APY means Annual Percentage Yield. No minimum balance required. See Chime.com for details. Chime Checking Account is required to be eligible for a Savings Account.
The national average rate can be found on the FDIC's National Rates and Rate Caps website here: https://www.fdic.gov/national-rates-and-rate-caps.
Automatic Round Ups: Only debit card and credit card purchases can receive round-ups.
SpotMe® eligibility requirements and limits apply. Overdraft only applies to debit and credit card transactions and cash withdrawals. Limits range from $20-$200. Chime® Checking Account required.
Early access to direct deposit funds depends on payer.
Chime is not FDIC-insured. The Bancorp Bank, N.A. and Stride Bank, N.A. are the FDIC-insured members. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. FDIC deposit insurance limit is $250,000 per depositor, per insured bank, per ownership category.
For Savings Account depositors, funds are eligible for FDIC insurance when it arrives at the bank. See details at www.chime.com/savings-apy-and-program-banks/