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If you’re a small business owner you’ll want to check out Xero, a special Xero offer: Get 90% off for 6 months using this link: https://referrals.xero.com/BuildingWealthWithoutBorders_CollabOne Welcome to the Building Wealth Without Borders podcast with me, Lámidé Elizabeth. Each episode, I’ll be bringing you guests from around the world to share their strategies on building wealth. Today, we’re in the UK with founders of @TheHumblePenny and authors of the Sunday Times Best Selling Book Financial Joy, Ken & Mary. 🏡 Book a consultation to invest in Dubai Real Estate - https://calendly.com/d/cqzz-ykv-g6q 💰 Register to join the WNB Group Investor Circle - https://wnbgroup.co.uk/capital Connect with The Humble Penny: Purchase their book, The Wealth Habit: https://geni.us/TheWealthHabit Instagram: https://www.instagram.com/thehumblepenny/?hl=en Website: humblepenny.com Connect with Lamide Elizabeth: Instagram → https://instagram.com/lamide.elizabeth/?hl=en LinkedIn → www.linkedin.com/in/lamideelizabeth Connect with Building Wealth Without Borders: https://www.instagram.com/buildingwealthwithoutborders/?hl=en This show is a WNB Media production. Listen to the Apple and Spotify podcasts 'Building Wealth Without Borders'. This podcast is for informational purposes only and does not constitute financial advice. Always do your own research or speak to a qualified adviser before making investment decisions. TIMESTAMPS 00:00 From £0 to Financial Freedom by 34: The Humble Penny Origin Story 07:38 Wealth by Ethnicity: Shocking UK & US Statistics You Need to See 13:49 Why Asian Households Build More Wealth (Cultural Money Secrets Revealed) 17:38 The Hidden Wealth Hack: Intergenerational Living Explained 22:18 Black Tax Explained: How Family Obligations Impact Wealth Building 28:39 Income vs Wealth: Why High Earners Still Stay Broke 32:38 The Dangerous Trap of Building Houses Back Home (Diaspora Wealth Mistakes) 36:10 Anti-Immigration Trends & Their Impact on Financial Planning 40:49 How Education Impacts Wealth Building (Why Degrees Don’t Equal Net Worth) 47:54 How Single-Parent Homes Affect Wealth Building 58:27 Wealth Woe Segment